Return on investment (ROI) is a critical performance measure used to evaluate the efficiency of an investment or to compare the efficiency of an investment to other investments.

Most commonly ROI is expressed in terms of annualized return on investment.

For example 10-Year Treasury Bonds provided an annualized return on investment of 5.6% from Jan 2000 until Jan 2009. The total return of 10-Year Treasury Bonds was 63% during this time period.

The S&P 500 index provided an annualized return on investment of 9.6% from Jan 1995 until Jan 2015. The total return of the S&P 500 index was 530% during this time period.

According to Chris Wang, a fee-only advisor, with ALL index annuities you can expect returns of between 1% and 3% moving forward.

I am a former client of C Thomas Thames. Anyone with eyes can read that this site is about my review of C Thomas Thames, the investments he sold me and a discussion about various other issues of public debate. Tom has made the laughable assertion that someone might, I would presume, be confused into thinking that this site is run by Tom himself or his business Thames Financial and Insurance Services, run by a registered investment advisor, or provides personalized investment advice, which is utter nonsense. It is obvious to anyone that the content offered herein is not personalized recommendations to buy, sell or hold securities, and any content on this site does not constitute individual investment, legal, tax or other professional advice. As they say, always consult with an objective registered investment adviser before making financial decisions. This goes without saying.